About
Most governance failures in insurance do not arise from ignorance, bad faith, or technical error. They arise from how judgment is exercised inside institutions: how decisions are framed, how caveats erode as they move through governance structures, how informal signals acquire authority, and how responsibility becomes distributed just enough that no individual feels accountable — until outcomes demand explanation.
My work examines those patterns, drawing on over fifteen years’ experience across contentious, commercial, and advisory environments in the London specialty insurance market — a market defined by complexity, asymmetry of information, and sustained regulatory scrutiny, where hindsight is unforgiving and accountability is rarely binary.
I am a solicitor with seven years in-house at Lloyd’s syndicates and specialty insurers, advising board-level stakeholders across wordings strategy, technology, AI, cyber risk, and regulatory responses spanning Financial Lines, Casualty, Cyber, and Kidnap & Ransom. Before moving in-house, I spent seven years in private practice as an insurance and reinsurance litigator, managing multi-million pound disputes across professional indemnity, coverage, and cross-border reinsurance claims.
I carry a conviction that legal functions should be built like the best products: data-driven, scalable, and enablers of commercial growth — not gatekeepers to it. That conviction has shaped how I approach legal technology, from securing investment and building business cases for AI adoption to designing workflows that give legal teams the data they need to advise strategically rather than reactively.
My work sits at the intersection of insurance law, governance, and emerging technology — and it is that intersection which the governance scenarios and writing on this site are designed to explore.
The governance scenarios are structured reconstructions of realistic decision environments. They are not case studies, training exercises, or assessments. They are designed for senior professionals who recognise that formal frameworks are necessary but insufficient, and that many of the most consequential governance decisions occur in the space between policy, process, and practice.
Legal Debugged, the blog, explores AI, legal technology, the law and institutional judgment. The focus is practical: how emerging legal and regulatory developments affect the way in-house teams operate, advise, and build.
The premise across both is simple: it is better to examine how judgment is exercised deliberately and honestly now than to have it examined later through commercial failure, investigation, or regulatory intervention.
Qualified Solicitor (England & Wales), admitted 2011. Business-level French.